Privacy Policy

Last Updated: February 11, 2026

NorthPoint MIC LLC ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Complete contact forms or applications
• Request information about our services
• Subscribe to our communications
• Apply for business funding

This information may include:

• Name and contact information (email, mailing address)
• Phone number (if voluntarily provided)
• Business name and information
• Financial information (for funding applications)
• Communication preferences

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website or source

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our services
• Process funding applications and requests
• Communicate with you about our services
• Send you updates, marketing materials, and promotional offers (with your consent)
• Improve our website and services
• Comply with legal obligations and protect our rights
• Detect, prevent, and address fraud or security issues

3. SMS & Text Message Communications

SMS Program Overview

NorthPoint MIC LLC offers an optional SMS notification program. By opting in, you consent to receive text messages from us at the phone number you provide, which may be sent using an automatic telephone dialing system. These messages may include:

• Application status updates
• Funding information and reminders
• Account notifications
• Promotional offers and updates (if you've opted in for marketing)

Message Frequency & Costs

Message frequency varies depending on your activity and preferences. Standard message and data rates may apply based on your mobile carrier's plan. Please contact your mobile carrier for details about your plan.

Opt-In and Consent

You will only receive SMS messages if you explicitly opt in by checking the consent box on our contact form or through other opt-in methods. By providing your phone number and opting in, you consent to receive text messages sent by automatic telephone dialing system from NorthPoint MIC LLC at the number provided.

Opt-Out / Unsubscribe

You may opt out of SMS messages at any time by:

• Texting STOP to any message you receive from us
• Contacting us at matthew@northpointmic.com

After you opt out, you will receive one final confirmation message, and then no further messages will be sent unless you opt back in.

Help & Support

For assistance with SMS messages, text HELP to any message you receive, or contact us at matthew@northpointmic.com.

Privacy & Data Protection

We will not sell or share your mobile phone number with third parties for their marketing purposes without your explicit consent. Your phone number will only be used by NorthPoint MIC LLC for the purposes described in this policy.

We do not share your opt-in consent with third-party marketers. Your SMS preferences are specific to NorthPoint MIC LLC and will not be transferred to other companies.

Carrier Liability

Mobile carriers are not liable for delayed or undelivered messages. We are not responsible for any issues related to your mobile carrier's service.

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our business (e.g., payment processors, data analytics)
• Legal Requirements: When required by law, regulation, legal process, or governmental request
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly agree to share your information

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct or update inaccurate information
• The right to request deletion of your information
• The right to opt out of marketing communications
• The right to withdraw consent for SMS communications at any time

To exercise these rights, please contact us at matthew@northpointmic.com.

7. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie preferences through your browser settings.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

NorthPoint MIC LLC
240 Terrace Drive
Peckville, PA 18452
Email: matthew@northpointmic.com